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Social Security benefits will increase by more than $140 per month in 2023




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Social Security benefits will increase by more than $140 per month on average in 2023 as a record 8.7% cost-of-living adjustment kicks in.

Exactly how much of an increase the roughly 70 million Americans who depend on the program for income will see will vary.

More than 65 million Social Security recipients will see their benefit checks increase in January, while more than 7 million Supplemental Income recipients will see larger payments starting Dec. 30.

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The average retiree benefit will go up by $146 per month – to $1,827 in 2023 from $1,681 in 2022. Meanwhile, the average disability benefit will increase by $119 per month – to $1,483 in 2023 from $1,364 in 2022.

Supplemental Security Income, or SSI, beneficiaries will see the standard individual monthly payment increase $73 per month, to $914 per month in 2023 from $841 this year.

The Social Security Administration will issue notices in the coming months that include your new monthly benefit for 2023.

To find out exactly how much you will receive earlier, you can calculate the change on your own:

Multiply your net Social Security benefit by 8.7%, the 2023 cost of living adjustment.

To get the most accurate reading, add the Medicare Part B premium to the net Social Security benefit and then multiply the total by the 2023 COLA, recommends Joe Elsasser, an Omaha, Nebraska-based certified financial planner and founder and president of Covisum, a software provider for social security claims.

That’s in contrast to other years, where it would usually be more appropriate to instead deduct the premium for Medicare Part B, Elsasser said.

Social Security benefits will increase by more than 0 per month in 2023

Premium payments for Medicare Part B, which covers outpatient care, usually come directly out of Social Security checks.

Those premiums will be about 3% lower in 2023, with the standard monthly premium falling $5.20 per month, to $164.90 in 2023 from $170.10 in 2022.

Those with a higher income, based on tax returns from the previous two years, must pay more than the usual monthly rate.

These income-related adjustment amounts in 2023 will start at $97,000 for single filers and $194,000 for married couples filing jointly.



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