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Business

How a Millennial earns $ 200,000 by working 2 external jobs at the same time




  • A full-time account manager in a software company started a new job as a sales representative.
  • He still works 40 hours a week, but expects to earn around $ 40,000 in additional income this year.
  • The money goes to his credit card debt, his wife’s school fees and his pension savings.

Fayette Woods, 26, says he needs two jobs to achieve his financial goals, which include paying his wife’s tuition, saving to retire at age 60 and keeping up with the bills in a time of four decades of high inflation.

But Woods works both jobs at the same time, and neither employer knows about the other.

“In this economy, you can not manage with one income,” Woods said. He requested that his real name and employers be kept anonymous for privacy reasons, but his identity is known to Insider.

Woods, a full-time account manager at a software company, also sells furniture to a retailer. He said that working remotely for both jobs allows him to avoid being caught – and it only became possible during the pandemic.

By working around 40 hours a week – while getting paid for 60 – Woods expects to see a pay jump of $ 40,000 this year. He is on his way to earning more than $ 160,000 with the software company this year, including commission, the pay slip seen by Insider showed.

It has opened up new opportunities for Woods, who has paid off all his credit card debt since he started working two jobs in November last year and plans to start his own business with the extra cash.

More Americans find it necessary to follow a path like Woods’s as the cost of living creeps higher and higher. In addition to the last year of record high inflation, the costs of housing, education and health care have been rising for decades. And while the large layoff has forced companies to raise wages, it is a drop in the bucket after decades of stagnant wages. To survive, some salaried employees secretly have two external jobs, and many earn between $ 200,000 and $ 600,000 a year, as originally reported by The Wall Street Journal.

“It sounds like a lot of work, doing two jobs, and the first month is difficult because you have to figure out the balance,” he said. “But once you get through that phase, it becomes just a part of your daily life.”

The science of choosing another job

Woods said he realized that his work in the software company did not fill a 40-hour week, and that he could spend time making money elsewhere.

“I do not have a college degree and I’m only 26, so for me to get into two positions where I earn $ 150,000 plus a year, it’s impossible,” Woods said. “I wanted to make more money so I could do more things so I could invest. I wanted to build my nest.”

Woods said there are two factors to consider when choosing another job. First, make sure that the timing of the tasks required for each job does not overlap. It is also important that your other job is not so much extra work that you burn out.

He said he learned these lessons the hard way with his first attempt at another job. In November last year, he started working part-time in an analysis company in addition to the software job, but the analysis company wanted him to call cold during periods that disrupted his other job.

“I realized I should not just go for positions for money,” he said. “I needed to pursue my happiness too.” He said he prefers the balance between work and private life with his current combination of jobs, where he does not have to take after-hours work.

He also said that his system seemed like the best way to handle rising costs around him – namely record high rents in the United States.

The extra cash from his job at the research company meant that Woods could clear the balance of his credit card debt – more than $ 7,000, Insider confirmed. Before he got his second job, he said, he had only been able to pay interest each month. With the additional income, he was finally able to cope with the main debt.

Another job also means he and his wife can afford $ 2,000 in rent for a four-bedroom apartment. And having children is something they are more comfortable with now that they have more savings.

Getting away with overcrowding

Woods said that working with two jobs came with an adjustment period, but now he has found a track.

From 07:00 to 10:00 he works for the software company. Starting at. From 10:00 to 14:00, he balances the software work with the requests of the furniture dealer. So from 14.00 to 16.00 he works again exclusively for the software company.

Woods said it is manageable because the tasks for his job at the dealership fit between the duties of his full-time position. He makes five phone calls an hour to sell furniture, and he checks the hours at the software company. It also helps that he does not have daily meetings.

But that does not mean he has not had close conversations.

When Woods juggled his previous part-time job at the research firm, he said he sometimes had to attend two meetings at the same time, with his camera and microphone off and using two sets of headphones.

Once, one of his bosses tried to call while talking to the boss of the other company.

“I could say I had technical issues at Zoom,” he said. “If I worked in the office, I would not be able to do this at all.”

‘Swallow your pride’

Woods said it was important not to be particularly concerned about prestige in another job. What is more important is a balance between work and private life and a balance between work and work, he added.

“My advice is to just make sure you build a schedule and stick to it, and swallow your pride and take the extra $ 15 an hour,” he said.

Woods said his one “Great Resignation remorse” while job hopping “just went for a higher paycheck” when he briefly quit his job at the software company in 2020 to work at JPMorgan. He was laid off after six months and returned to the software company, which he said was “a blessing in disguise”.

“Some companies expect a lot from you and look good on paper,” he said. “Instead of leaving a job you like, add a new job,” he advised. His feelings reflect those of many workers who have quit their jobs over the past year for better pay, eventually leaving their new jobs as well.

Woods said being overqualified for his retail job makes it easy.

“I have 10 years of sales experience, so I can look for another high-caliber job,” he said. “But a lot more stress comes with one.”

But moonlight as a furniture seller does not inspire these feelings in him.

“It’s like LeBron James picking up a game at 21 at a community college – a little work here, but not so much,” he said. “And I really succeed.”



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