A Millennium Attorney has detailed how she spends her money, including that, despite her huge $ 150,000 salary, she still gets financial help from Mom and Dad.
In a rare honest talk with whimn.com.au about her economy, the Sydney woman made the brutal confession – and added that she was guilty of how generous her parents are.
Here is a full overview of the cash usage for the series How We Spend It.
Salary: $ 150,000 (including super), plus bonuses. Last year my bonus was around 20 percent, but it depends on how much above the billable target I make.
Pay slip: $ 8000 / month (after tax)
HECS / HELP debt: $ 0 (my parents paid for my university)
Super total: $ 42,300
Debt: $ 0 ̵1; I pay the credit card every single month. This month I pay $ 1,600 because I spend most of my spending on it.
Savings: $ 120,000. Some of this (less than half) was inherited when my grandmother died last year.
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Rent: $ 870 / month for my half (my partner pays the other half). We rent our apartment from family, so we do not pay the full market price.
Insurance: $ 0 (my parents pay for my health insurance and I don't have a car).
Accommodation facilities: $ 0 (parents pay water, electricity, etc.)
Phone: $ 0 (work pays)
Other technologies: $ 0. I use my boyfriend's Netflix and Stan accounts, and my parents my pay for Wi-Fi.
Savings: I'm trying to save between 30-50 percent per month, usually between $ 2000 and $ 3500. I also plan to add most, if not all, of my savings and trip to the US later this year . I set a goal in January to save $ 50,000 this year. I'm a little behind the moment, but hopefully my bonus helps.
Investment: I just started placing $ 500 / month on the Vanguard ETF account (a low-managed fund that allows me to invest in a portfolio of ASX 200 shares without having to pick and choose stocks.
I entered $ 10,000 from my bonus last year and have chosen to re-invest dividends, it looked a bit awkward at the beginning of the year when I had negative returns, but on average over the past six months I am up more than 6 percent.
Joint Account: I deposited $ 400 / month and he deposits $ 600 / month just because he earns a little more than me and eats a lot more!
Two gym memberships: one is $ 45 / week (fancy gym) and Other $ 15 / week (home gym)
HEALTH: I added $ 250 a year to the doctor and $ 250 / year for the dentist.
DAY EN  MORNING
I wake up at 06:00 and set course for training room I take a scoop of exercise powder with water and do a Kayla Itsines weight for 40 minutes. The gym is conveniently located about 800 meters from my apartment.
I go home, shower and dress at work. I make a bowl of oats with protein powder, berries and peanut butter. I take the ferry every morning, and my Opal card fills up automatically when it goes low (it seems to be about $ 6 per trip or $ 60 every fortnight).
It's pretty expensive, but nothing beats a harbor trip every morning! I also like to listen to podcasts – today it is Shameless . I arrive to work at 9am and order a soy cappuccino from our subsidized internal cafe ($ 2).
After a busy morning, I warm up the chicken, fried vegie and the feta salad I brought home from home. I try to cook most of the lunches and snacks because (a) because health and (b) the food situation around the job sucks.
While I eat, I surf through Mecca and decide to order new Drunk Elephant products – Marula face oil, moisturizer and hydration serum ($ 225). I got regular facials, but decided that they were too expensive, so now I blow a little on skin care this year, in an attempt to stave off stress-related wrinkles.
I also order a bottle of champagne and a balloon for my friend and fiance living abroad when I can't get to their engagement party ($ 100).
I work at my desk all afternoon and have yogurt with muesli from home at 3pm.
Leave the job at 18 today and take the ferry home once (late night is a common occurrence). Vivid is on, so the trip home is beautiful. My boyfriend and I cook steak with chipotles butter, broccolini and sweet potato gold. I love it when we have time during the week to cook together. We look at some episodes of Love Island and share a guy with Halo Top before going to bed.
DAILY TOTAL: $ 327
MORNING  Woke up late and skipped the gym. I take a long black with almond milk on the way to the ferry ($ 3.50). I forgot to charge my AirPods so I read – I just started Boy Swallows Universe (I have been told to persist). My goal is to read 25 books this year, but I've only read five so far!
I order a slice of vegemite toast with an almond milk cappuccino from our coffeemaker ($ 5). I feel a little rough today, so decide to take a health park. I browse Amazon and impulsively order a set of Bluetooth scales ($ 23 and $ 9 same day delivery).
I warm up some baked chicken, green beans, potatoes and sriracha mayonnaise from home, and take a protein drink around 14:00. It's very disgusting: who will mix coffee and yogurt together ?! Someone brought muffins, so I have one and a handful of licorice buns.
I decided this morning that my eyebrows are overdue. I order a fancy deal over lunch for a wax and hue ($ 75). I would like to start getting the nails done regularly again, but just don't know if I can commit myself to the maintenance.
I've tried eyelash extensions lately, and they all fell off one night, so it was a disaster. I've thrown up the tattoo of feather, but I'm not sure if I can justify $ 1000 for it.
My afternoon is completely manic and ends up working until 8pm (sad face). I get a taxi home (work pays) to quickly change. My aunt has invited us to join her and my cousins in a company box for AFL. I chuckle on jeans, boots and a blazer, and my boyfriend orders a Uber to SCG at the common account ($ 22).
I have a couple of glasses of champagne, some canapés and a plate of noodles (all free). We Uber home ($ 25). Joining the economy has saved us so much trouble; I don't know why we didn't do it earlier
DAILY TOTAL: $ 134.30
Thank God it's the weekend! Mom and brother live with us and we go for a walk on the beach. Mom pays for our coffee. We decide to take a late-night breakfast.
I get a "health bowl" with poached egg, smoked salmon, brown rice, avocado, kale and pickle and an almond milk cappuccino. I pick up the tab and my brother pays me half ($ 40).
I make a bowl of protein oats, blueberries, yogurt and peanut butter and then go to my local gym. The aircon is broken (so it stinks), but I force myself to stay and do 30 minutes of weight and 20 minutes of cardio.
When I get home, my PE Nation order from earlier this week has come. I try a good try and decide to keep a puffer jacket, sweater and singlet, and I get back some leggings and a few sportsmen who aren't sitting right ($ 400). Mom and I binge Real housewives from Beverly Hills on the sofa all afternoon.
I run to the local Woolies to get dinner and joke ($ 60) when we have a few friends over. We make steak with balm mushrooms, rocket and pear salad, along with a cheeseboard. I have a glass of wine (we already had bottles at home) and we have some Easter eggs for dessert.
DAILY TOTAL: $ 500
Get up at 08:00 and we all go for a walk. We go for breakfast in Paddington. I order rye cheese, poached eggs, avocado and two soy cappuccino ($ 30).
I go to a local pilates studio and take a class with a couple of friends. I buy 12 class packages when they are on sale for $ 200. It's still expensive and I know I spend a lot of money on fitness, but exercising is one of my favorite hobbies.
I get into the chemist and get a new face cream for Mom and I ($ 100). So we go to Woolies and Mom offers very generously to collect the bill (it came at $ 170 a week). My parents are very generous. Because they take care of a lot of my expenses, I feel guilty if I'm not smart with my money. Basically, I'm also a little worried that I'm not going to have a high income forever and that I'm going to get burnt out.
I go to see Aladdin with my boyfriend ($ 60 for tickets, popcorn and Malteasers at the common account). It's a great way to end the week. Unfortunately when I get home I have some emails to answer, so I spend about an hour doing it before I call it one night.
DAILY TOTAL: $ 154.00
I wake up and feel unwell. I literally never get sick and am very reluctant to take a day off, but I also hate people who come into the office, so let the job know that I am working from home. I sleep through most of the morning.
I wake up, make some pumpkin soup and toast and realize that I have a lot of emails to come to and new documents to come out tonight. I don't feel good, but results reviews come out, so I need to push myself through.
My boyfriend comes home, I cook a beef and we go to bed early. This would have been a $ 0 usage day, but I check my bank balance and realize I'm still charged for a HayU subscription, I thought I canceled months ago ($ 6).
DAILY TOTAL: ($ 6)
This article originally appeared on Whimn.com.au and was reproduced with permission