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4% mortgage is back



Mortgages are approaching 4%, an interest rate that is low enough for economists and lenders to believe it will help start the housing market again.

The average rate of a 30-year fixed mortgage loan fell to 4.06% this week, the lowest since January 2018, according to data released Thursday by Freddie Mac, the mortgage giant. The frequency was down to nearly a quarter point from a week earlier, the biggest decline in over a decade.

I …


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